The government of Jharkhand has initiated the MMKAY or Mukhya Mantri Krishi Aashirwad Yojna that would help in the improvement of the financial stability and situation of farmers. The Mukhya Mantri Krishi Aashirwad Yojna is an ambitious scheme planned to help the farmers of India and their families be financially stable and provide the families with assistance and investment and give them a stable environment before the season of Kharif arrives. The primary mission of the Yojana or scheme is to help the farmers of India be independent and unconstrained. With the help of this scheme, the dependency reduction will give farmers a less dependent life on the non-institutionalized private lenders or loaners. The private lenders take advantage of the farmers’ vulnerability to cash out more money from them than they lend them. The private lenders take advantage of high-interest rates, and the poor farmers are left in a situation where they are under the pressure of loans for years, even generations. The Mukhya Mantri Krishi Aashirwad Yojana provides farmers with financial dependency and helps them earn money with not just lenders. Still, with the crops they produce and with their hard work.
Mukhya Mantri Krishi Aashirwad Yojana Eligibility Criteria
The eligibility criteria for obtaining the advantages of the Mukhya Mantri Krishi Aashirwad Yojana are just so that they fit perfectly with the essential requirements that the country’s farmers will be able to deliver and fulfill. The beneficiaries of the Mukhya Mantri Krishi Aashirwad Yojana will have to fulfill the following to be eligible for the scheme:
- The number one eligibility criteria under Mukhya Mantri Krishi Aashirwad Yojana states that all the farmers of Jharkhand, both marginal farmers and small farmers, are automatically eligible for the Yojana or scheme. The state of Jharkhand is the one that has taken up the initiative of the Mukhya Mantri Krishi Aashirwad Yojana and is helping the farmers become financially stable and secure with the help of the scheme; it is only natural for all farmers of the state to be eligible to be a beneficiary of the same.
- The most important part of a farmer’s life is their land. Any farmer knows the importance of land and its importance for their lives and livelihood. Therefore, the second most crucial eligibility for the Mukhya Mantri Krishi Aashirwad Yojana is for farmers to have a maximum of 5 acres of land. Any farmer that will be the owner of more than 5 acres of land will not be allowed to be a beneficiary of the scheme because they will be considered neither a marginal nor a small farmer by the definitions of the state.
- The state of Jharkhand started the initiative of the Mukhya Mantri Krishi Aashirwad Yojana and is trying to help the poor and marginalized farmers to get a hold of their financial roles and stability and to be able to stand on their own feet without having to go to the private lenders who take advantage of these farmers. The farmers that shall be eligible for the scheme will have to be permanent residents of the state of Jharkhand. The farmers of Jharkhand can easily avail the scheme’s benefits by simply showing proof of residence.
- The farmers of India have long suffered from poverty and scarcity of the basic needs in life. The basic needs such as shelter, adequate security, food and water, and others are the ones that are easily lost for Indian farmers. The initiative of the state of Jharkhand and its government to introduce a scheme that will give farmers financial assistance and will be able to help them gain security and shelter is allowed only for small and poor farmers. The poor farmers will register for the scheme and be a beneficiary for the same.
Benefits of Mukhya Mantri Krishi Aashirwad Yojana
The Mukhya Mantri Krishi Aashirwad Yojana is an excellent opportunity offer for farmers all over Jharkhand, for those facing financial instability and crisis because of how farmers are treated throughout the country. The scheme gives farmers a big chance to find stability in their finances by giving them financial assistance that would act as a head start and eventually bring a stable financial condition into their lives. The benefits and advantages of the Yojana scheme are plenty and allow the farmers to do so much to help themselves. The scheme’s number one advantage or benefit is that poor and marginal farmers get Rs. 5,000 per acre every year under the Mukhya Mantri Krishi Aashirwad Yojana. The beneficiaries will receive the amount directly in their bank accounts with the help of Direct Benefit Transfer or DBT. A poor or marginal farmer knows best that an amount as large as Rs. 5000 per acre everywhere would fetch them a ton of extra material that they purchase and help themselves out of their unstable financial state. The money could help the farmer buy the following products:
- Seeds and maneuvering materials are required to grow whatever kind of crops the farmer pleases.
- Purchase or renting out farm equipment
- Preparation of labor or land
- Purchase of fertilizers which are incredibly crucial for farming
- Other products and services that are agricultural specific.
Application procedure for Mukhya Mantri Krishi Aashirwad Yojana
The process of applying for the Mukhya Mantri Krishi Aashirwad Yojana is mentioned below step by step:
- First, the applicants will be required to visit the official website of Mukhya Mantri Krishi Aashirwad Yojana. Applicants would easily be able to do so with the help of the internet.
- The next step, when the website opens up, applicants will see a ‘Guidelines’ section directly on the very first page that opens on the website, the website’s home page. Applicants are then required to select the ‘Operational Guidelines’ option that will open up with the dropdown list and select the ‘Operational Guidelines’ from the list.
- The following window will open up, the ‘Operational Guidelines’ window. The applicants must download the operational guidelines and move forward from that point.
- Pages 5 to 7 of the operational guidelines will contain the application for Mukhya Mantri Krishi Aashirwad Yojana.
- Applicants must fill in all the details mentioned in Form A to Form C and move forward to submitting the form at the Department of Agriculture, along with all the documents that will be mentioned.
Documents required for Mukhya Mantri Krishi Aashirwad Yojana
The required documents for the application of Mukhya Mantri Krishi Aashirwad Yojana are:
- The Aadhaar card of the applicant
- A passport size photo of the applicant
- The certificate of permanent residence of the applicant
- The details of a bank account of the applicant so that the scheme payment can get through directly into the bank account of the applicant
- Lastly, the bank passbook copy of the applicant.
After submitting the form and the above mentioned documents, the applicants can check the details of their status on the scheme by clicking on the search button and entering the beneficiary’s name, and the status will be visible.
