UCO Bank Net Banking serves as an online banking platform, enabling UCO Bank patrons to access banking services around the clock. This virtual banking convenience allows users to efficiently perform various banking activities through a unified interface.
Here, we will talk about the various services offered by UCO Bank Net Banking, the registration process, transaction modes, benefits, and more.
What is offered under UCO Bank Net Banking services?
UCO Bank Netbanking extends a range of services to its customers, including:
- Account Summary Viewing
- Account Opening
- Fixed Deposit Opening/Closure
- Mail Services
- Transaction Enquiry
- Cheque Book Issuance
- Loan Requests
- Viewing Loan/Deposit Projections
- Self-Account Transfers
- Statement Viewing
- Mail Address Switching
- Profile Customization
- Third-Party Transfers
- Demand Draft Requests
- Utility Bill Payments
- Fixed Deposit Renewals
These services provide convenience and flexibility to UCO Bank’s Netbanking users for efficient financial management.
Features and benefits of UCO Bank Net Banking
UCO Net Banking provides a host of advantages and functionalities, including money transfers, balance inquiries, downloading account statements, and making online bill payments. These services are accessible to every UCO Bank account holder upon registration.
Here are the array of services and benefits offered by UCO e-Banking:
Account management:
- Check account balances, transaction history, and status online.
- Receive round-the-clock customer support for account-related queries.
- Download mini statements and comprehensive account statements.
- Monitor loan instalment details.
- Track the status of your cheque book requests.
Online transactions:
- Seamlessly make online payments across various merchant and e-commerce platforms via the direct payment gateway.
- Engage in mutual fund investments, online share trading, and AMC sales through net banking.
Demat account access:
- Gain online access to your Demat Account.
- Review transaction and holding statements, including ISIN codes, scrip names, and balances.
UCO Bank net banking registration process
UCO Bank account holders can easily register for UCO Internet Banking services via the official website using these steps:
- Visit the UCO Bank e-banking website at https://www.ucoebanking.in/.
- Navigate to the ‘Self-service’ section and choose ‘Retail Online Registration’ from the dropdown menu.
- Enter your UCO bank account number, any of the last five transaction amounts (debit/credit), transaction type, and captcha code. Click ‘Continue’.
- Receive an OTP on your registered phone number. Enter the OTP and click ‘Confirm’.
- Input your UCO bank debit card information and click ‘Submit’.
- Receive a temporary user ID and password for initial login.
- Create a new login ID and password after logging in. Enter your email ID and click ‘Submit’.
- Receive a confirmation message indicating successful UCO e-banking registration.
Can I transfer funds using UCO Bank Net Banking?
Yes, you can easily transfer funds using UCO bank net banking facility. UCO Bank Net Banking serves as an efficient conduit for transferring funds, both within the bank and to external banks. Funds can be seamlessly transferred through these modes:
- NEFT (National Electronic Funds Transfer)
- RTGS (Real-Time Gross Settlement)
- IMPS (Immediate Payment Service)
The transaction limits for different services are detailed in the table below:
| Online Banking Service | Retail Customers Limit per Transaction | Retail Customers Limit per Day | Corporate Customers Limit per Transaction | Corporate Customers Limit per Day |
| NEFT/RTGS | Rs. 15,00,000 | Rs. 15,00,000 | Rs. 25,00,000 | Rs. 50,00,000 |
| Transfer to Own Account | Rs. 15,00,000 | Rs. 15,00,000 | Rs. 10,00,000 | Rs. 50,00,000 |
| Transfer to Third Party | Rs. 15,00,000 | Rs. 15,00,000 | Rs. 10,00,000 | Rs. 50,00,000 |
| Bill Payment Transactions | Rs. 10,00,000 | Rs. 10,00,000 | Rs. 20,00,000 | Rs. 20,00,000 |
UCO Bank Net Banking login and activation
Post-registration, follow these steps for UCO Internet Banking login and activation:
- Wait for 2-3 days after registration.
- Visit the official UCO e-banking website at https://www.ucoebanking.in/ to initiate activation.
- Click on ‘Net Banking Log In’ and select either ‘Retail Login’ or ‘UCO Bank Corporate Login’.
- ‘Retail Users’ need to enter their user ID and captcha, while ‘Corporate Users’ input their UCO Bank corporate login ID and captcha.
- Click ‘Login’ to access UCO Bank Retail Net Banking or UCO Bank Corporate Net Banking.
Resetting UCO Bank net banking password
For security reasons, resetting your temporary UCO bank password is crucial. Follow these steps to reset your UCO bank net banking password:
- Go to the official UCO Bank website.
- Access ‘UCO e-banking’ and choose ‘Password Reset’.
- Provide User ID, account number, one of the last 5 transaction amounts, and transaction type (credit/debit).
- Agree and click ‘Submit’.
- Confirm by entering the OTP received on the registered number.
- Generate and confirm a new password.
- Utilize the new password for UCO Bank Net Banking login.
Essential requirements for UCO Bank net banking services
Net banking is a convenient and secure way to manage your banking needs online. UCO Bank provides the facility of net banking to its customers. However, before setting up your UCO Bank net banking, certain prerequisites must be fulfilled.
- A UCO Bank account is a must. It can be savings account, current, or multi-purpose accounts.
- Account must be active and in good standing.
- Valid email address and mobile number registered with the bank.
- Valid debit card with the bank.
- Net banking user ID and password.
- Access to the internet.
UCO Bank Mobile Banking
UCO Bank patrons can manage banking transactions via UCO Bank mobile banking. Register for UCO Bank m-banking online to enjoy mobile banking features like balance checks, online transfers, and bill payments.
Follow these steps to register for UCO Bank mobile banking:
- Download the UCO mobile banking app.
- Log in using UCO bank credentials (registered mobile number, account number, or email ID).
- Create an MPIN and password.
- Log in to the UCO mobile banking application using the new password and MPIN.
Conclusion
UCO Bank Net Banking presents a secure and user-friendly avenue for effectively managing your financial matters online. This platform empowers customers to effortlessly access their bank accounts, conduct fund transfers, and settle bills, all without the necessity of visiting a physical branch. With a user-friendly interface, it ensures a swift and straightforward experience. Moreover, customers can rest assured that their sensitive personal and financial data remains safeguarded throughout their online interactions.
FAQs
To activate UCO Bank’s internet banking, you can visit the official website and follow the registration process.
You can check your UCO Bank account by logging into the internet banking portal or by using the UCO Mbanking Plus app.
To open internet banking, you can visit the UCO Bank website and register for online banking by providing the necessary details.
UCO Bank has its own mobile banking app called “UCO Mbanking Plus” that can be used for net banking services.
