Returns Calculator

`30000
  per year
View Details
  • Invested
    ` 1,00,000
  • Tot. Return
    ` 19,57,150
CHECK TOTAL RETURNS

Calculate the returns according to your requirements!

A healthy male aged 30 years (50 years for Life Long Income Option), who pays ` 1 Lac + Taxes

Returns Calculator

`60000
  per year
View Details
  • ` 1,00,000
    Invested
  • Fulfilling milestones with pride is the key to happiness in life.
    Get a free quote
    ` XX,X7,150
    `
    Tot. Return
CHECK TOTAL RETURNS

Long Term Income

More Details

  • Life Cover

    ` 12,87,500

  • Total Returns

    Fulfilling milestones with pride is the key to happiness in life.
    Get a free quote
    ` XX,X7,150
    `

Fulfilling milestones with pride is the key to happiness in life.
Get a free quote
XX Return

3x Return

Guaranteed Income

More Details

  • Life Cover

    ` 12,87,500

  • Total Returns

    Fulfilling milestones with pride is the key to happiness in life.
    Get a free quote
    ` XX,X7,150
    `

Fulfilling milestones with pride is the key to happiness in life.
Get a free quote
XX Return

1.5x Return

Key Benefits

Guaranteed Income

Offers guaranteed regular Income for a fixed term of 10-12 years

Life Cover

Includes life cover for up to 4 family members during policy period

Maturity Benefit

Offers guaranteed maturity benefit payable as lump sum plus accrued guaranteed additions

Dual Tax Benefits

Dual tax benefits on both investment and return as per Section 80 (C) & 10(10D)

About Us

We help our customers choose the right plan for their specific needs

120+

Cities

Our country-wide network offers easy access to a range of insurance and investment products

300+

Investment Advisors

We offer free appointments with our investment advisors so that you can pick the right plan for your family

20 Crore+

People Reached

We are proud to say that our service has reached 20 Crore+ satisfied customers across the country

Here’s what our Customers say

“They helped me choose the right life insurance plan, based on my needs and my families needs.”

Amrut Nehra

Amrut Nehra

“Never knew getting life insurance was so simple! It was a hassle-free digital process.”

Sandeep Saha

Sandeep Saha

“The insurance expert arrived at my house, and helped me through the insurance process. I got it done so easily.”

Dipanjali Dutta

Dipanjali Dutta

“My claim was stuck and Fisdom’s claim assistance helped me with it. Overall I had a good experience”

Shivani Patel

Shivani Patel

“It was easy to understand the insurance details and benefits. Nimisha from the call centre was friendly and helpful.”

Suman Joshi

Suman Joshi

“I was unsure about the policies but they gave me all the information I needed to pick the right one for my family.”

Bikram Kundu

Bikram Kundu

Frequently AskedQuestions

Fisdom recommends the best life insurance plans based on your needs. If you are unsure about which plan suits you the best, our insurance advisor will provide assistance at your doorstep free of charge. Further, our online digital process and cashless claim assistance makes for a hassle free insurance experience.

You can book an appointment with our insurance experts for free and they will be available at your doorstep at your convenient time.

There are four plan options available under HDFC Life Sanchay Plus:
  • Guaranteed Maturity: This option offers a guaranteed maturity benefit payable as lump sum at the end of policy term.
  • Guaranteed Income: This option offers a guaranteed regular income for a fixed term of 10 or 12 years.
  • Life Long Income: This option offers guaranteed regular income up to age 99 years plus return of premium at the end of payout period.
  • Long Term Income: This option offers guaranteed regular income for a long term of 25 or 30 years plus return of premium at the end of payout period.

At any point of time during the Payout Period, you shall have an option to receive the future income as a lump sum, which shall be the present value of future payouts, discounted at a rate which is computed using the prevailing interest rates.

The premiums can be paid annually and monthly.

The maturity benefit is equal to the guaranteed sum assured on maturity plus accrued guaranteed additions. Where, guaranteed sum assured on maturity is the total annualized premium payable under the policy during the premium payment term.

Download Fisdom app and signup with your mobile number. Under the "Insurance" section, select the insurance plan, choose the cover amount and submit the paperless proposal form from our app. It's that simple!

Fisdom offers a variety of insurance plans including but not limited to home insurance, personal accident insurance, critical illness insurance, super top up, hospital daily cash etc.

Feel free to reach out to our support team and call centre team at +91 7829228886, ask@fisdom.com and someone from our team will be happy to help you out.